
Arborist Insurance: Is Your Tree Service Covered in 2026? Toronto Homeowner’s Guide to Liability, Costs & Peace of Mind
Between $600 and $2,500 per residential claim—sometimes far more—arborist insurance is the invisible line that separates a minor accident from a six-figure lawsuit on your Toronto property. Whether a limb crashes through a neighbour’s solar-panel roof in North York or a climber’s flip-line snaps and triggers WSIB investigations, the dollars, reputations, and city bylaws all hinge on one question: is the tree service you hired actually insured and bonded for









