For tree removal to be covered in the wake of a storm, the tree must have caused damage to a structure that is covered by your insurance. For example, damage to the roof of your home or your front porch may be covered in this instance.
Are fallen trees covered by home insurance in Toronto ?
If you have a damaged tree in your yard, it’s important to speak with your insurance company. Tree removal can be covered under most insurance policies if the tree has damaged a structure that is covered by your policy. For example, tree removal costs may be covered if the tree has damaged your roof or front porch
Your insurance company will cover the cost of tree removal if it was caused by a storm that damaged your property. This means that your roof or porch would have been damaged by the fallen tree.
Is my house insured if a tree falls on it?
Policyholders may be surprised to learn that tree removal can be covered under their insurance policy even if the tree did not cause damage to a structure. Many insurance companies will cover the cost of removing trees on their property line, even if it does not result in damage to structures.
Trees can be damaging to a home or other structure, but this damage may not always be covered by homeowners insurance. The presence of a tree is not enough evidence that damage was covered in the claim. However, if a tree on your property caused damage to another structure (such as a mailbox or fence), then it may be eligible for the claim
You’ll first want to check with your insurance provider to make sure your home insurance policy covers tree removal. Next, you’ll want to give your tree a closer look. If it damaged your roof, front porch or any other property within the home that is covered by insurance, this may be a case for an emergency tree removal.
A tree that has been struck by lightning or damaged by high winds may need to be removed. If the tree is within 25 feet of a structure and it poses a safety hazard, your insurance company may cover the cost of removing it. In order for this to happen, you must show proof that the damage was caused by the storm.
Contact Toronto Tree Removal for a free personalised removal estimate. Our licensed arborist will be able to give you a fast and accurate quote for your project. You can heck out the Areas We Service in the GTA . We offer FREE estimates with no obligation to book. (647) 558-1366